Initial consultation
A free 30-minute call to talk about what you're working toward, where things stand today, and whether coaching is a good fit. No forms or paperwork needed.
Book your free consultFinancial coaching in Colorado
A clear plan for your money, built around your family.
Practical coaching for military and civilian families who want to get organized, lower their financial stress and build better money habits, one step at a time.
No pressure, just a conversation about where you are and where you want to be. Every session is by Zoom or phone, with evening and Saturday times.
- Create a budget
- Pay down debt
- Build savings
- Plan for moves and big goals
How it works
Define. Organize. Refine.
Every plan follows the same three steps, at a pace that fits your life.
STEP 1
Define
Identify what matters most to you: your goals, priorities, challenges and where you want to go.
STEP 2
Organize
Bring your finances, options and next steps into one clear picture, so you can see what needs attention.
STEP 3
Refine
Adjust the plan around what makes sense for you, your lifestyle and your goals as things change.
Services
Simple sessions, simple prices.
Everyone starts with a free 30-minute consultation. After that, book coaching or a quick follow-up whenever you need it. Every session is by Zoom or phone.
1-on-1 financial coaching
A focused session built around your current finances, goals and priorities. We'll go through your budget, debts and savings together, and you'll leave with clear next steps. Before your first session, you'll fill in the intake form.
Book a sessionFollow-up session
A check-in for returning clients who want to review progress, ask questions or adjust their plan.
Book a follow-up
Coaching covers:
Budgeting
Paying down debt
Savings and emergency funds
Credit
Buying a home
Moves and relocations
Getting ready for retirement
Money as a couple
Coaching and follow-up sessions are paid through Square, and the free consultation costs nothing. Need to reschedule or cancel? Use the link in your confirmation email, or call or text 720-837-2035.
About
More than numbers and plans.
I learned about money the hard way. My goal is to make it easier for you.
Early in my career, I made my share of money mistakes, the kind that are easy to make when you're young and nobody has shown you how it all fits together. Working my way out of them taught me more than any class could. Now I want to pass that experience and what I've learned on to military and civilian individuals and families.
I've also moved three times, so I know how a relocation can turn a budget upside down. And I know most people are busy during the day, which is why I offer evening and Saturday sessions by Zoom or phone.
Coaching is education and accountability: you stay in charge of your money, and I help you build a plan you can stick to.
Jose Ramirez
Financial Coach, Ramirez Financial
Getting started
Three steps to get started.
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Book your free consult
Pick a time that works for you: weekday afternoons and evenings, 3:30 to 7:30 pm, or Saturdays.
Book online -
Talk it through
We'll meet by Zoom or phone for 30 minutes to go over your goals and whether coaching is a good fit. No paperwork needed.
-
Fill in the intake form
If you start coaching, fill in the intake form before your first session and have your latest bank and credit card statements nearby, so we can work with real numbers.
Open the intake form
Please never send account numbers or your Social Security number by email or through this website. I don't need them for coaching.
Hours
| Monday to Friday | 3:30 pm to 7:30 pm |
|---|---|
| Saturday | 9:00 am to 4:00 pm |
| Sunday | Closed |
Get in touch
Have a question first?
Send a note and I'll get back to you within one business day.
Think we're a good fit?
Book a free 30-minute consultation by Zoom or phone and find out how Ramirez Financial can help you reach your goals.